Dear Customer, The One Account is a cheque account that gives you the option of managing your daily banking and bond in One Account This means lower banking costs and less admin for you. You get a sizeable overdraft facility against the property, which you get to pay off over 20 years, offering you a lower interest rate. The more money you deposit into your account, the lower the interest rate charged, because interest is calculated daily and capitalised monthly. Other benefits include: An overdraft that is reduced monthly over the term of the facility Qualifying for multiple properties on the same account Qualifying for multiple properties on the same account A personal Premier banker Earning eBucks from your first transaction Apply for the One Account online now! You can manage your account on the go with Online and Cellphone banking as well as the FNB banking App. Click here to apply and have a consultant call you. Regards, The FNB One Account Team © 2015, First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).