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Dear < Title >< Last Name >, The One Account is a cheque account with a large overdraft facility secured by your residential property. It is a single facility Cheque Account that replaces the need to have both a Home Loan account and a stand alone Cheque Account. This means lower banking costs and less admin for you. You get a secure overdraft facility against the property, which you get to pay off over a maximum term of 20 years, offering you a lower interest rate. The more money you deposit into your account, the lower the interest charged because interest is calculated daily and capitalised monthly. Other benefits include: Earning eBucks rewards, visit www.ebucks.com An overdraft that is reduced monthly over the term of the facility Qualifying for multiple properties on the same account A personal Premier banker A dedicated One Account and Premier contact centre The convenience of managing your account on the go with Online and Cellphone banking as well as the FNB banking App. Click here to apply and have a consultant call you. Terms and Conditions apply, subject to a credit assessment. One Account Call Centre 087 730 11 11 Regards, The FNB One Account Team © 2015, First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).