Dear Client At the start of this holiday season, FNB Private Clients shares some tips for the holiday season and brings you an exciting offer you may absolutely not want to miss in 2015.         SA Rugby Travel packages now open. FNB Private Clients brings you an amazing opportunity on behalf of SA Rugby Travel, an official travel agent for Rugby World Cup 2015, to book one of their packages to Rugby World Cup 2015.   Quarter-Finals: 15 – 19 October 2015 Includes: Return economy class flights from Johannesburg, South Africa to London, England 4 Nights accommodation in a centrally located London hotel, with breakfast daily Seat-in-coach transfers and 1-day London Travel Card valid for quarter-final 1 & 4 match days Match tickets to 1 x quarter-final 1 - Twickenham Stadium, London - Category D Ticket 1 x quarter-final 4 - Twickenham Stadium, London - Category D Ticket Access to “Boktown Supporters Village - London” Official SA Rugby and Rugby World Cup Memorabilia Group Travel Insurance Ground logistics support from SA Rugby Travel representatives in SA and the UK   Includes: Return economy class flights from Johannesburg, South Africa to London, England 4 Nights accommodation in a centrally located 5 star London hotel, with breakfast daily and seat-in-coach transfers Welcome cocktail function with your SA Rugby Legend or Celebrity Host SA Rugby Legend or Celebrity Tour Host and appearances and interactions with South African Celebrity Host and SA Rugby Legends Match tickets: 1 x quarter-final 1 - Twickenham Stadium, London - Category B Ticket 1 x quarter-final 4 – Twickenham Stadium, London - Category B Ticket VIP Access to “Boktown Supporters Village - London” Premium Rugby World Cup 2015 and SA Rugby Memorabilia Group Travel Insurance Full ground support from SA Rugby Travel personnel throughout the duration of the tour   Semi-Finals: 22 – 27 October 2015 Includes: Return economy class flights from Johannesburg, South Africa to London, England (Airline, Routing and Airfare to be confirmed) 4 Nights accommodation in a centrally located 5 star London hotel with breakfast daily Welcome cocktail function with your SA Rugby Legend or Celebrity Host Appearances and interactions with South African Celebrity Host and SA Rugby Legends SA Rugby Legend or Celebrity Tour Host Seat-in-coach transfers as per the above itinerary 1 x semi-final 1 - Twickenham Stadium, London - Category B Ticket 1 x semi-final 2 - Twickenham Stadium, London - Category B Ticket VIP Access to “Boktown Supporters Village - London” Premium Rugby World Cup 2015 and SA Rugby Memorabilia Group Travel Insurance Full ground support from SA Rugby Travel personnel throughout the duration of the tour   Subject to availability and offered on a first book basis. Ts&Cs apply.     To book one of these packages, or any other packages available through SA Rugby Travel, please contact eBucks Lifestyle on +27 (0) 87 575 0050 or email eBuckslifestyle@eBucks.com to discuss your requirements and to make a booking. eBucks Lifestyle can also provide up-to-date information on Visa requirements and book Avis Point to Point, Priority Pass and Speed Pass for you.     Holiday Season Shopping Ideas   Give the gift of saving this year!   This festive season purchase the FNB Savings Gift Card and give the gift of saving this year! Available at selected Pick n Pay stores, in both R200 and R500 denominations, the Savings Gift Card can be redeemed into any new or existing qualifying FNB Savings or Investment Account. View more information on FNB Savings Gift Cards. Stocks are limited so get yours now! Ts&Cs apply.   eBucks Shop   Get up to 40% OFF everything at the eBucks Shop this festive season, from beauty to gadgets, luggage to toys and more. The more you spend, the closer you’ll get to becoming an eBucks millionaire! Ts&Cs apply. View the eBucks Festive Catalogue to start shopping! Check your rewards balance and find eBucks Partners on the FNB Banking App.       Stand a chance to win 1 of 6 iPads when you buy your Multi-currency Cash Passport™ from FNB Forex. Get the Cash Passport and enjoy these benefits: Protected – now with chip and PIN enabled. Adaptable – avoid currency fluctuations by loading funds in advance and locking in your rate. Convenient – four currencies on a single card to spend at merchants and withdraw from ATMs displaying the MasterCard acceptance mark. Ts&Cs apply. Competition valid from 1 October 2014 - 31 December 2014. Pack light and travel easy with FNB Forex travel options: Load up to 4 currencies on FNB’s Multi-currency Cash Passport™. Order your foreign notes hassle free on online banking and make sure you have some cash in the currency of the country you are travelling to. Get your foreign notes delivered to you at a fee of R150. Pay in advance (pay in advance for your travel arrangements such as hotel reservations, cruises or car hire with our Global Payments solution available on the FNB Banking App and Online Banking). Direct Payment Solution: If you have an offshore bank account, FNB can transfer your travel allowance directly offshore within 60 days of you travelling. This makes it easy to withdraw your funds when you arrive at your international destination. Cancel lost or stolen cards anytime, anywhere with one call. If your cards are lost or stolen while you are travelling, you can cancel them immediately on the FNB Banking App and order a replacement card in one go. Alternatively call 087 575 9406 or +27 11 369 1189. Tip: Save this number on your phone.     Don’t forget to activate your cheque and credit card for overseas use   Contact your Relationship Banker to activate your FNB Private Clients Cheque and Credit Card for overseas use.   Don't forget that you can update your local and international spend limits using FNB Online Banking or the FNB Banking App.   Ensure that you are insured before travelling   Comprehensive Global Travel Insurance will keep you covered no matter where you go in the world, when you purchase your air tickets* on your FNB Private Clients Cheque or Credit Card.   Ts&Cs apply.     Double your eBucks earn   With your FNB Private Clients Credit Card you can earn double the eBucks that you normally would on your FNB Private Clients Cheque Card - up to 5% back in eBucks when you shop online or internationally and up to 2.5% back when you swipe your FNB Private Clients Credit Card for shopping. Online purchases with an FNB Private Clients Credit Card gives you a double helping of eBucks on every transaction. Whether you’ve switched on to the benefits of online shopping long ago or you’re trying it for the first time, discover just how easy, secure and rewarding it is.   Online shopping safety tips:   Your card information is guarded and protected every step of the way. You will receive a One Time PIN (OTP) on your cellphone when you are about to check out. This is a unique number and your online purchase cannot be completed without it. Only you will have this PIN and, if you don’t use it, it will expire in a few minutes. Make sure that “https” is part of the web address and that there is a padlock icon in front of “https” – this indicates that the site is secure. Never reply to an email or SMS asking you for your banking information. Update and run anti-virus and spyware programmes regularly. Never share or forward your OTP to anyone, and make sure your OTP and inContact numbers are up to date.   Now that you know you’ll be safe, you have a lot to look forward to – imagine a new life when you shop online with your FNB Private Clients Credit Card.   Ts&Cs apply.   Escape the stress of travelling with SLOW Lounges   Relax in the comfort of our SLOW Lounges and escape the stress of travelling during the busy festive season.   Ts&Cs apply.   Shop conveniently by using your cards   You can swipe your FNB Private Clients Cheque and Credit Card to pay for anything. It's safer and a more convenient way to transact during the festive season.     How to survive the festive season really well   Start the New Year Right   Invest your bonus and still enjoy access to your money. If you want to make 2015 count, don’t wait until January to get started. Invest a portion of your bonus in a 7 Day Notice Deposit to make sure you’re prepared for those new year expenses. You pay no fees, earn great rates and enjoy access to your money in just 7 days. Speak to your Relationship Banker for all your Investments with FNB. Happy holidays and a joyous 2015! The FNB Private Clients Team     First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).