Dear Client At the start of this holiday season, FNB Premier Banking shares some tips for the holiday season.     Holiday Season Shopping Ideas   Give the gift of saving this year!   This festive season purchase the FNB Savings Gift Card and give the gift of saving this year! Available at selected Pick n Pay stores, in both R200 and R500 denominations, the Savings Gift Card can be redeemed into any new or existing qualifying FNB Savings or Investment Account. View more information on FNB Savings Gift Cards. Stocks are limited so get yours now! Ts&Cs apply.     eBucks Shop   Get up to 40% OFF everything at the eBucks Shop this festive season, from beauty to gadgets, luggage to toys and more. The more you spend, the closer you’ll get to becoming an eBucks millionaire! Ts&Cs apply. View the eBucks Festive Catalogue to start shopping! Check your rewards balance and find eBucks Partners on the FNB Banking App       Stand a chance to win 1 of 6 iPads when you buy your Multi-currency Cash Passport™ from FNB Forex. Get the Cash Passport and enjoy these benefits: Protected – now with chip and PIN enabled. Adaptable – avoid currency fluctuations by loading funds in advance and locking in your rate. Convenient – four currencies on a single card to spend at merchants and withdraw from ATMs displaying the MasterCard acceptance mark. Ts&Cs apply. Competition valid from 1 October 2014 - 31 December 2014. Pack light and travel easy with FNB Forex travel options: Load up to four currencies on FNB’s Multi-currency Cash Passport™. Order your foreign notes hassle free on online banking and make sure you have some cash in the currency of the country you are travelling to. Get your foreign notes delivered to you at a fee of R150. Pay in advance (pay in advance for your travel arrangements such as hotel reservations, cruises or car hire with our Global Payments solution available on the FNB Banking App and Online Banking). Direct Payment Solution: If you have an offshore bank account, FNB can transfer your travel allowance directly offshore within 60 days of you travelling. This makes it easy to withdraw your funds when you arrive at your international destination. Cancel lost or stolen cards anytime, anywhere with one call. If your cards are lost or stolen while you are travelling, you can cancel them immediately on the FNB Banking App and order a replacement card in one go. Alternatively call 087 575 9406 or +27 11 369 1189. Tip: Save this number on your phone.     Don’t forget to activate your cheque and credit card for overseas use   Contact Premier Banking to activate your FNB Platinum Cheque and Credit Card for overseas use.   Don't forget that you can update your local and international spend limits using FNB Online Banking or the FNB Banking App.   Ensure that you are insured before travelling   Comprehensive Global Travel Insurance will keep you covered no matter where you go in the world, when you purchase your air tickets* on your FNB Platinum Cheque or Credit Card.   Ts&Cs apply.     Double your eBucks earn   With your FNB Platinum Credit Card you can earn double the eBucks that you normally would on your FNB Platinum Cheque Card - up to 4% back in eBucks when you shop online or internationally and up to 2% back when you swipe your FNB Platinum Credit Card for shopping. Online purchases with an FNB Platinum Credit Card gives you a double helping of eBucks on every transaction. Whether you’ve switched on to the benefits of online shopping long ago or you’re trying it for the first time, discover just how easy, secure and rewarding it is.   Online shopping safety tips:   Your card information is guarded and protected every step of the way. You will receive a One Time PIN (OTP) on your cellphone when you are about to check out. This is a unique number and your online purchase cannot be completed without it. Only you will have this PIN and, if you don’t use it, it will expire in a few minutes. Make sure that “https” is part of the web address and that there is a padlock icon in front of “https” – this indicates that the site is secure. Never reply to an email or SMS asking you for your banking information. Update and run anti-virus and spyware programmes regularly. Never share or forward your OTP to anyone, and make sure your OTP and inContact numbers are up to date.   Now that you know you’ll be safe, you have a lot to look forward to – imagine a new life when you shop online with your FNB Platinum Credit Card:   Ts&Cs apply.   Escape the stress of travelling with SLOW Lounges   Relax in the comfort of our SLOW Lounges and escape the stress of travelling during the busy festive season.     Ts&Cs apply.   Shop conveniently by using your cards   You can swipe your FNB Platinum Cheque and Credit Card to pay for anything. It's safer and a more convenient way to transact during the festive season.     How to survive the festive season really well   Start the New Year Right   Invest your bonus and still enjoy access to your money. If you want to make 2015 count, don’t wait until January to get started. Invest a portion of your bonus in a 7 Day Notice Deposit to make sure you’re prepared for those new year expenses. You pay no fees, earn great rates and enjoy access to your money in just 7 days. Speak to Premier Banking for all your Investments with FNB. Conveniently add an investment account with the FNB Banking App and Online Banking, or call Premier Banking… Happy holidays and a joyous 2015! The FNB Premier Banking Team     First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).