Maximising Your Interest Return

Dear Mr / Ms

As a discerning FNB Private Clients client, we understand that you are clear about what you want. Therefore, we are pleased to offer you a free instant access call account paying a competitive interest rate to maximise your return, whilst allowing you the liquidity to access your funds as needed.

Some benefits include:

Competitive rates up to 4.00%
Immediate access to your funds
Ability to make additional deposits at any given time
No fees

We would like to take this opportunity to inform you of the adjusted credit interest rates on cheque accounts as of 8 March 2013, as illustrated in the table below.

RATES: BALANCE TIERS		Call Account Rate	Cheque Account Interest Rate
R 0	R 50,000	0.5%	0.05%
R 50,001	R 100,000	0.10%	0.05%
R 100,001	R 250,000	1.00%	0.25%
R 250,001	R 500,000	2.00%	0.50%
R 500,001	R 1,000,000	2.00%	0.75%
R 1,000,001	R 2,000,000	3.50%	0.95%
R 2,000,001	R 3,000,000	3.50%	1.05%
R 3,000,001	R 5,000,000	3.50%	1.15%
R 5,000,001	Greater	4.00%	1.50%

* The table above is reflective of indicative rates.

Please contact your Private Banker or call 0877 306 000 should you require further information or to enquire about alternative high yielding investment deposit products.

Yours sincerely,

Head of Transactional Banking

WEALTH AND ASSET MANAGEMENT | FIDUCIARY SERVICES | STOCKBROKING | SPECIALISED LENDING | BANKING