Dear <Title> <Surname>   As an FNB Premier client, we want to keep you in the loop with all the perks of FNB Premier. We offer you a variety of financial and lifestyle solutions that will transform your banking experience, and we are here to help you unlock this value.   Have your financial needs changed since you last interacted with FNB?

Everyday banking solutions offer great benefits and rewards while giving you all the convenience you need.   Tailored solutions to help you manage your credit, investment and insurance needs.   Great offers from smart devices and cellphone contracts to travel offers and healthcare all aimed at enhancing your lifestyle.   Exclusive offers available for FNB Premier clients, such as priority bookings for hotels and various lifestyle activities.

Getting rewarded is easy with FNB and eBucks Rewards. You earn eBucks back on all your day-to-day purchases and you are able to spend your eBucks on just about anything. Maximise your eBucks Rewards and benefits with our all-inclusive value bundle whereby you pay a single fee for your Cheque Account and Credit Card.   Get rewarded for every aspect of your lifestyle: back in eBucks on your Platinum Credit Card and up to 1% back on your Platinum Cheque Card whenever you swipe. back in eBucks on your Platinum on your Platinum Credit Card and up to 2% back on your Platinum Cheque Card whenever you shop online or purchase internationally. back in eBucks when you shop at Checkers & Shoprite and eBucks back for all other shopping. back in eBucks when you buy prepaid electricity electronically through FNB. back in eBucks when you load all networks* prepaid airtime and/or data bundles electronically through FNB.

back in eBucks on your fuel purchases at ANY service station in South Africa back in eBucks on your Uber rides.     back in eBucks on your qualifying FNB Connect contract or when loading FNB Connect prepaid airtime.     • eBucks Travel Desk will assist you with your travel bookings • Access to SLOW Domestic Lounges at the airport • Free Comprehensive Travel Insurance • Use eBucks to purchase your plane tickets

Use the eBucks calculator available on www.ebucks.com to calculate how many eBucks you could be earning each month.

eBucks Travel Book flights, accommodation and car rental for both local and international trips.   eBucks Shop Our convenient online shop with everything from electronics, gadgets, home appliances, kids’ stuff, gifts, and much more.   eBucks Partners Choose from a wide variety of shops, online shopping sites, as well as services and subscriptions. You can also use your eBucks to fill up with fuel at Engen.   eBucks Invest Invest your eBucks in an FNB 12-month Flexi Fixed Deposit account.   eBucks Electronic Channels Use your Smart Device or go online to do your banking and buying things like prepaid airtime, prepaid electricity and data.

Bank on your own time with the FNB App and Online Banking   • Check your balance or get a statement • Buy prepaid airtime, data bundles and electricity • Reset your cheque or credit card pin • Manage your spend limits   • Buy & Sell shares and Krugerrands • Make Cardless Cash Withdrawals • Pay someone with GEO Payments

To ensure you get all the value that FNB Premier offers you a team of dedicated Premier Bankers are your single point of contact for all your needs, 24/7. • A secure message on FNB Online Banking or the App using the “Contact your team of bankers” • Email premier@fnb.co.za • Telephone 087 577 7000

* ‘All networks’ refers to all cellular networks other than FNB Connect. Discounts exclude all taxes. Terms, conditions and rules for all the above mentioned products and services apply.   First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Registered Credit Provider (NCRCP20).