Saving and investment solutions

A Scheduled Transfer will help you reach your goals

Dear <title><surname>,

Having a Savings and Investment account with FNB is the first step to invest in you. A really simple next step is to load a Scheduled Transfer to your existing investment from any of your transactional accounts at FNB. By putting money away regularly you can ensure you are investing in yourself and a Scheduled Transfer is the most effective way to get around to paying yourself first.

To help keep you up to date here is what FNB Premier Banking can offer you - from cash investments to investing in shares:



Cash investments offer you the benefit of the recent interest rate increase. These accounts guarantee your cash invested, offer you a choice of how you can access your money and offer different interest rates depending on how long and how much you invest.		The JSE has performed exceptionally well over the years and Share Investing has proven to be a good option for the long term investor. Share Investing offers you a choice of products to suit your level of experience in the share market.




Your choice of access to your money	Savings & Investment account options	Your level of experience in the share market	Share Investing Options

You have access to your funds at any time	Simply Save A basic savings account where you pay no monthly fees Money Market Transactor A money market account that offers transactional capabilities via a Visa debit card Money Market Investor A money market account that charges no monthly fees	You don’t have to choose any shares	Share Saver Invest in the top 100 JSE listed companies in South Africa from as little as R300 monthly or a minimum lump sum from R1 000 It’s the cheapest way to get access to the JSE

You have a notice period before you access your cash	MyNotice Deposit Where you can control your notice period 7 Day Notice Deposit Get access to all your money in 7 days 32 Day Interest Plus Get access to all your money in 32 days	We’ll help you choose your shares	Share Builder Offers you a preselected range of JSE blue chip shares from which you can choose to help you start your Share Investing portfolio

You have access to a portion of your cash	Flexi Fixed Deposit The account which enjoys the benefits of a fixed investment term with the ability to access a portion of your money MyFirstSavings An ideal first account to teach children about savings and managing their money	Choose your own shares	Share Investor Use your experience in the share market to invest in the full range of JSE listed shares

You have access to your cash after a fixed period	There are also options that facilitate putting cash away for longer. Remember you won’t be able to add money into these accounts	You also want to invest Krugerrands	Krugerrands You can also buy your Krugerrands online through Share Builder or Share Investor

How to set up a Scheduled Transfer to your investment account

Set up your Scheduled Transfer through your FNB Online Banking profile by selecting the "Transfer Tab". The choice is yours as to how much and how often you wish to top up your investment. You can even structure your Scheduled Transfers into different savings, investment or share accounts, you can name each one differently and you can change the amount and frequency of the Scheduled Transfer to suit your needs, whenever you wish.

Logon to FNB Online Banking to open your savings, investment or share investing account and set up a Scheduled Transfer or contact the Premier Suite on <number> for more information.

Regards,
The FNB Premier Banking Team