Saving and investment solutions

What are your savings goals?

Dear <title><surname>,

We all need to have savings and investments that give us good returns to help us meet our goals in life. The best way to achieve these goals is to save continuously. Therefore, regular, monthly contributions to the right savings and investment products not only enable us to “pay ourselves first”, but are a really helpful mechanism to meet our savings goals.

Savings and Investment solutions from FNB make it easy to invest in you. Opening an account is really simple and setting up Scheduled Transfers from any FNB transactional account to one or more savings and investment accounts is the most effective way to put money away regularly to ensure a robust savings plan.

FNB Premier Banking offers you a wide choice of savings and investment solutions – from cash investments to investing in shares:



Cash investments offer you the benefit of the recent interest rate increase. These accounts guarantee your cash invested, offer you a choice of how you can access your money and offer different interest rates depending on how long and how much you invest.		The JSE has performed exceptionally well over the years and Share Investing has proven to be a good option for the long term investor. Share Investing offers you a choice of products to suit your level of experience in the share market.




Your choice of access to your money	Savings & Investment account options	Your level of experience in the share market	Share Investing Options

You have access to your funds at any time	Simply Save A basic savings account where you pay no monthly fees Money Market Transactor A money market account that offers transactional capabilities via a Visa debit card Money Market Investor A money market account that charges no monthly fees	You don’t have to choose any shares	Share Saver Invest in the top 100 JSE listed companies in South Africa from as little as R300 monthly or a minimum lump sum from R1 000 It’s the cheapest way to get access to the JSE

You have a notice period before you access your cash	MyNotice Deposit Where you can control your notice period 7 Day Notice Deposit Get access to all your money in 7 days 32 Day Interest Plus Get access to all your money in 32 days	We’ll help you choose your shares	Share Builder Offers you a preselected range of JSE blue chip shares from which you can choose to help you start your Share Investing portfolio

You have access to a portion of your cash	Flexi Fixed Deposit The account which enjoys the benefits of a fixed investment term with the ability to access a portion of your money MyFirstSavings An ideal first account to teach children about savings and managing their money	Choose your own shares	Share Investor Use your experience in the share market to invest in the full range of JSE listed shares

You have access to your cash after a fixed period	There are also options that facilitate putting cash away for longer. Remember you won’t be able to add money into these accounts	You also want to invest Krugerrands	Krugerrands You can also buy your Krugerrands online through Share Builder or Share Investor

How Scheduled Transfers can be structured on your new investment account

Logon to FNB Online Banking, open the savings, investment or a share investing account of your choice and you’ll be prompted to set up a Scheduled Transfer on your new investment during the account opening process.

Contact your Premier Banker <name> <surname> on <email> or <telephone> to open a savings, investment or share investing account and set up a Scheduled Transfer.

Regards,
The FNB Premier Banking Team