Dear <title><surname>

As an FNB Smart Cheque Account client you already know that FNB gives you free access to Online Banking, Cellphone Banking, the FNB Banking App and that only FNB gives you eBucks. But did you know that if you upgrade to Platinum you could get a whole lot more, for only R41* extra a month? See how much more you can get with a Platinum Cheque Account:

Smart Platinum

SLOW Lounge Access** - No access to SLOW Lounge - Access to SLOW Lounge

eBucks earn on Cheque Card Earn up to a maximum of 1.5% back on qualifying Cheque Card Purchases Earn up to 2.5% back on qualifying Cheque Card Purchases

Free monthly data through FNB Connect Get 1GB ADSL monthly Get 3GB ADSL and 100MB 3G data monthly

Premier Banking - No access to Premier Banking - Get exclusive access to Premier Banking and a team of Premier Bankers to assist with any daily banking needs. Premier Banking also offers you assistance with all your Investments and Wealth Planning needs, Forex arrangements and facilitation of all your future Home Loan and Vehicle Finance Facilities.

Vehicle Concierge Service - No access to Vehicle Concierge Service - Vehicle Concierge is a service whereby test drives can be arranged and your new vehicle sourced and delivered from pre-selected dealers.  - You get 1% of your purchase price (pre-VAT) back in eBucks when the vehicle is sourced through the Concierge Service and financed with FNB Vehicle Finance.

Make sure you have both a Platinum Cheque Account and Platinum Credit Card...

With an FNB Platinum Credit Card you also get:

• eBucks earn on your credit card balance
  up to R20 000
• Unlimited eBucks earn on your credit card budget balance
• Free AA Emergency Roadside Assistance (with a linked Petro Card)
• Free Automatic Debt Protection up to R12 000 (covers your outstanding debit balance in the event of death and permanent disability)
• Discounts with VISA Platinum Privileges