IPH - Pay yourself first

Why not make your extra cash work for you by investing a portion?

Whether you’re looking for a flexible savings account that will still offer you access to your money when you need it, or one that reaps the rewards of a long term fixed investment, we have the perfect solution for you, without the risk.

Access your money immediately

These accounts are suitable if you want immediate access to your money, while still receiving a competitive return. Unlimited deposits and withdrawals are allowed.

Simply Save

Pay no monthly fees with this basic savings account that can be opened from just R100.

Money Market Transactor

Transactional capabilities are offered on this Money Market account via a Visa debit card. Open this account from R10 000.

Money Market Investor

A Money Market account that charges no monthly fees and
can be opened from R10 000.

Access a portion of your money, when you need it

A Flexi Fixed Deposit is fixed for either 3 or 12 months while still giving you access to a portion of your money.

	Flexi Fixed Deposit	Access up to 15% of your available balance, twice during your investment term. No fees apply and you can add money at any time. Open from R100.

Access your money after placing notice

Simply place notice when you know when you will need access to your money. No fees apply and you benefit from two interest rate increases on your 32 Day Interest Plus or 7 Day Notice Deposit.

7 Day Notice Deposit

Get access to all your money in just 7 days.
Open an account from R50 000.

32 Day Interest Plus

Open this account from just R100 and get access to your money with 32 days notice.

MyNotice Deposit

Control your notice period while earning great returns. Open from R1000 and place multiple notices at any given time.

No access for a fixed period

These accounts are fixed for a predetermined period but typically offer you a higher interest rate. No fees apply and they can be opened from R10 000, with the exception of the Inflation-Linked Deposit, which requires R100 000.

Fixed Deposit

Choose your investment period from 7 days to 60 months andhave the option to access your interest on demand.

Effective Rate Fixed Deposit

Earn a rate where interest on interest is already built into your rate. Interest is paid at maturity and you can choose a term between 2 and 60 months.

Restart Fixed Deposit

A 13 month investment where you can reset your account once to take advantage of a change in rate.

Inflation-Linked Deposit

A 3 year investment where your returns are guaranteed to beat inflation.

Put your money to work today!

Interested?
For more information, or to open an account:

Go to www.fnb.co.za or the FNB Banking App
Call 087 320 4321
Visit your nearest FNB Branch

Kind regards
The Savings and Investments Team