Dear Client Now you can buy your own home if you earn a single or joint monthly household income of up to R18 000. With Smart bond, approved customers are able to enjoy 100% bond finance. No deposit required.   I would like to see if I qualify   Kind Regards, FNB Smart Bonds Team     Find out more at www.fnb.co.za/smartbond/ General Enquiries and sale follow ups: info@fnbsmartbond.co.za Visit your nearest FNB Branch     © Copyright 2012, First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).