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Dear [Title] [Surname],   Simply switch to an FNB Gold Cheque Account and choose up to 100 music tracks from the world’s largest music catalogue. Preview the tracks before you download them and create your own compilations! What’s more, you become a member of the FNB GoldenCircle™

What does this mean? Secure double tickets to a music showcase (you could score VIP tickets) Look the part, with official band merchandise like T-shirts Spend a day in a recording studio Go shop till you drop

Why switching to an FNB Gold Account should sound like music to your ears   Enjoy Buy     Easy and convenient banking Range of smartphones, tablets and laptops - 24 months to pay (no fees, no interest rate) Free subscriptions to FNB Cellphone Banking, Online Banking and the FNB Banking App Fuel, or prepaid airtime and prepaid electricity Unique music experience including free music downloads and concert tickets Books, CVDs, DVDs and so much more Get                 eBucks every time you swipe     Use your FNB Gold Cheque Account and save while you transact with Savings Pocket and Bank You Change! 3G data if you have an active FNB smart device     Discounts on your FNB Connect uncapped ADSL data subscription     Access to revolving loans with no initiation fees     What does this mean? SMS "downloads" to 31138 Switch to a Gold Cheque Account Activate account by depositing R4700 within 30 days Fax or email your Salary & Debit Order switching form Terms, conditions and standard network rates apply.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).