Welcome mailers for Business Banking

Your FNB Business Cheque Account is now open! Let us help you activate it.
Your account number is $productToEmail:{product | $product.accountNum$}$ and your reference number is $refNum$ - please keep these numbers on hand to successfully complete account activation.


Step 1	Step 2	Step 3
Open your FNB Business Cheque Account Online.	Submit the required documents.	Activate your account through a deposit of funds.

Your next step: Submit the required documents to complete the FICA process

If you have already uploaded all your documents online, go to 'Your final step'. FNB requires the following documents for a company incorporated in South Africa, in order to activate your FNB Business Cheque Account successfully.

ONE of the following documents confirming the registration of your entity:

	Company registered pre 1 May 2011 CIPC Document (Disclosure Certificate obtainable from CIPC) OR (CM1) Registration Certificate OR (CM22) Notice of Registered Office and Postal Address

	Company registered post 1 May 2011 CIPC Document (Disclosure Certificate obtainable from CIPC) OR (COR14.3) Registration Certificate OR (COR18.3) Registration Certificate conversion from Close Corporation (CC) OR (COR14.1A) Notice-Incorp initial Directors of Co

ID document of the shareholders (in the event that a stakeholer is not a natural person, please provide the documentation listed below).

Resolution document, which we will provide to you, and which will give a person (you/alternative individual) the authority to enter into transactions with FNB (the 'authorised representative'), on the entity's behalf.

In the event that an alternative individual is the authorised representative, please provide the ID document, address and contact details of such authorised representative.

Proof of operating address of the business. This document:
- Must display the business name and physical address where the business operates from
- Must be a recurring document (i.e. NOT a once-off type document like a doctor's bill).

Please note: Should the operating address be the same as the residential address of the business owner, we will provide you with a declaration of operating address. The declaration should then be accompanied by a proof of the residential address of such a person.

ONE of the following documents is required for your proof of operating address:

Document Type	Document Example	Acceptable Document Age
Utility bill	Rates and Taxes Water and Electricity Telephone/Cell Phone Bill E-Toll Account	0-3 Months
Retail accounts	Account from clothing retailer	0-3 Months
Property Agreement	Lease Agreement Rental Agreement Rental Statement Virtual Office Lease Agreement	Any agreement will be accepted as long as the agreement is within its period of validity
Municipal Accounts	Rates and Taxes	0-3 Months

ONE of the following documents to confirm % ownership of the business (this does NOT apply if you are the sole owner of the entity):
- Customer Agreement Without Terms and Conditions / Related Party Form
- Letter from Auditor or Accountant

How to upload documents

Option 1 (recommended)
Visit the FNB website www.fnb.co.za and follow these steps: FNB Homepage >> Contact Us + Tools >> Upload
documents for my Business >> enter your reference number >> upload the relevant documents

Option 2
Email your documents to accountopening@fnb.co.za and use your use the reference number and account number provided at the start of this communication as your reference.

Please note: A Business Banker may contact you to assist with the process and verify these documents.

Your final step: Deposit funds into your account to activate it!

After submitting the required documents listed above (and receiving confirmation of validity), simply deposit funds into your new FNB Business Cheque Account by doing an EFT, or at your nearest FNB Branch or FNB ATM.

Delivery of your FNB Business VISA Cheque Card: Note that a courier service will be contacting you shortly to make arrangements for the delivery of your business cheque card. You will need to provide the courier with proof of identity of the cardholder.

Should you be an FNB Personal Account holder, you will also be able to activate the card via your Online Banking profile.

Required documents in the event that a shareholder is not a natural person

	Document required for Close Corporation ONE of the following documents confirming the registration of the entity: (CK1) Founding Document (most recent version) OR (CK2) Amended founding statement only applies if there has been an amendment to (CK1) OR CIPC document (Disclosure Certificate obtainable from CIPC)
	Document required for Trust All of the below documents: Trust Deed Letter of Authority ID Document and proof of address of all trustees, and verify it with documentary proof
	Document required for Pty Ltd. (company registered pre 1 May 2011) ONE of the following documents confirming the registration of the entity: CIPC Document (Disclosure Certificate obtainable from CIPC) OR (CM1) Registration Certificate OR (CM22) Notice of Registered Office and Postal Address
	Document required for Pty Ltd. (company registered post 1 May 2011) ONE of the following documents confirming the registration of the entity: CIPC Document (Disclosure Certificate obtainable from CIPC) OR (COR14.3) Registration Certificate OR (COR18.3) Registration Certificate conversion from Close Corporation (CC) OR (COR14.1A) Notice-Incorp initial Directors of Co

Should you need any further assistance with your account, please feel free to contact a Business Banker on 087 575 9479 - select Account Opening (Option 2).

King regards,
FNB Business