Dear Client By opening a new Gold Cheque Account, you can be part of FNB’s GoldenCircle, giving access to a range of music experiences. This means you can opt into: •    Music downloads - get 100 music songs from the world’s largest music catalogue. •    Stand a chance to get concert tickets to some of the world’s hottest bands. •    Be part of a One-of-a-Kind experience, like a shopping spree with a well known local artist   Why switching to an FNB Gold Account should sound like music to your ears   1 Enjoy Free eBucks every time you swipe. You can spend your eBucks at the FNB eBucks shop, on travel, CD’s, vouchers and much more.   2 Buy Buy a wide range of smart devices with no fees and no interest over 24 months. 3 Get Easy and convenient banking. Free swipes. Access to revolving loans with no initiation fees. Free Bank-Your-Change and Savings Pocket facilities.   What you need to do   •    SMS #FNBGoldenCircle to 31138 •    Open a NEW Gold Cheque Account •    Activate account by depositing R4 700 within 30 days •    Fax or email your Salary & Debit order switching form     Regards The FNB Gold Cheque Account Team   Terms, conditions and standard network rates apply.     © Copyright 2015, First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).