Overdraft Limit Increase

Dear [Title] [Surname]

Let us help you by giving you peace of mind these holidays.

The extra days off work this holiday season will mean more time to spend doing the things you love, such as relaxing with family and friends. It may also mean some expenses which you may not have budgeted for.

Don't let these surprises spoil your holiday mood. Apply for a limit increase on your overdraft facility to ensure that any financial burden is taken care of.

	The increase is available immediately upon approval. Remember, if you don't use it you don't pay for it – so keep it for instances when unexpected expenses arise
	It requires no minimum monthly repayments*
	It is a fluctuating facility, which reduces with monthly deposits
	You will enjoy automatic free debt protection of R1 000
	You will receive a personalised interest rate based on your credit profile, the better your credit profile the lower your interest rate
	You pay no monthly fees if you do not use more than R200 of your credit limit
	It is reviewed annually

	*AS long as you remain within the agreed limit and make regular deposits, such as your salary into your Personal Cheque account.

Ensure that your holiday mood doesn’t get dampened by unforeseen expenses.

We will contact you to process your application.

Terms and conditions apply.

Regards
First National Bank