Taking control of your spending can seem like a scary task, but it doesn’t have to be. Taking a close look at your actual spending is important in order to see if there are categories where you can review your spending and free up cash for paying off debt, saving for an emergency or other financial goals.   Take a moment to review your current financial position. Below is your average spending behaviour across all your FNB transactional products for <xxx> to <xxx>. This includes your FNB Debit/Fusion/Credit Card. You will also find tips to help you make your money go further.   Groceries R<xxx> Hot tip: Earn up to 15% back in eBucks when you shop at Checkers or Shoprite using your qualifying FNB Card*. Pay using your eBucks in store when you present your eBucks card at the till.   Eating out and treats R<xxx> Hot tip: Earn and spend eBucks when ordering from the Mr D Food App using your qualifying FNB Card*. You can also get 2-for-1 deals at selected restaurants with The Entertainer App.   Lifestyle R<xxx> Hot tip: Earn and spend eBucks when shopping at eBucks partners* such as The Barnyard Theatre and Takealot.   TV and streaming R<xxx> Hot tip: Earn up to 40% back in eBucks on your video streaming (Netflix) and music streaming (Spotify®) subscriptions when your family banks with FNB*.   Data and telephone R<xxx> Hot tip: You could qualify for free data and minutes with an FNB Connect SIM.   Clothing and accessories R<xxx> Hot tip: Earn eBucks when you shop in-store or online with your FNB Card at partners. i.e. Superbalist, Takealot, Cape Union Mart and many more*.   Pharmacy and wellbeing R<xxx> Hot tip: Earn up to 15% back in eBucks when you shop at Clicks and pay with your qualifying FNB Card. You can also spend your eBucks at any Clicks store*.   Remember with eBucks you also save by doing the following: Enrol for up to 6 Udemy courses per year and pay only R50 activation fee per course Get a weekly complimentary Starbucks coffee when meeting the qualifying criteria* For the first 3 months, you can enjoy free access to GuardMe, powered by Aura, a medical and armed response service. After your 3-month trial, you'll only pay R19.90 per month. You could also earn your subscription back in eBucks each month*.   eBucks Reward Level: x Your total eBucks earn: eB<xxx>   eBucks Discount: xx% You could have earned: eB<xxx>   Hot tip: Choose to pay your monthly account fee with eBucks instead of rands using the FNB App. Also see how you can earn more eBucks by visiting the 'Track my Rewards' and 'Earn more eBucks' tabs on the FNB App. Your eBucks earn was calculated over a period of the last 3 months.

*Terms, conditions and earn rules apply. Dependent on your eBucks rewards level.